Dr. Gunjan Bhatia is a seasoned Data Analytics Consultant, international researcher, and the Founder of Shivohini TechAI, a company dedicated to building AI-driven, real-world solutions with measurable social and economic impact. She holds a Ph.D. in Finance and brings over a decade of experience in data analytics, financial modeling, and AI systems across diverse sectors. Her career includes working in Germany, where she deepened her expertise in European data systems and innovation frameworks. Dr. Bhatia has successfully delivered corporate training and consultancy projects across India, UAE, Bahrain, Oman, and Germany, helping organizations turn data into strategic decisions. As an innovator passionate about smart city transformation, Dr. Bhatia recently proposed a Smart Traffic Management System to the India–UAE CEPA Innovation Collaboration, aiming to reduce urban congestion in the UAE through AI, IoT, and predictive analytics. Under her leadership, Shivohini TechAI has launched cutting-edge solutions such as SnapLeads (AI-powered lead generation), SolarZip (solar EV charging systems), and AI-based security and verification systems for large events and public spaces. She is widely known not only for her technical acumen but also for her vision, empathy, and dedication to inclusive innovation. As a panel expert, Dr. Bhatia brings a unique blend of academic rigor, international experience, and real-world innovation, making her a strong voice in shaping the future of AI for the public good.